![]() ![]() When you want to refinance a home with an VA loan, we can often offer an easy credit score qualification.When you want to buy a home with a VA loan, we can often accept a minimum credit score as low as 600.Here are our current minimum credit scores: What are the VA loan credit score requirements at Freedom Mortgage?Īt Freedom Mortgage, the minimum credit score we require depends on the purpose of the VA loan. We look at the complete picture of your finances because we are committed to helping veterans, active-duty service members, and their families finance homes with VA loans. Your credit score isn’t the only information we use to help us decide whether you qualify for a VA loan. That’s because lenders like Freedom Mortgage use your credit score to help determine your eligibility for a VA loan and set your interest rate. Having a good credit score can be an important part of getting a VA loan.
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